StateCT
Connecticut Introduces ICHRA-Related Health Coverage Bill
HB 5041, a Governor's budget bill expanding health care coverage with ICHRA provisions, receives Joint Favorable report from the Human Services Committee.
Read more →Tracking ICHRA legislation across all 50 states and at the federal level. An independent, open resource for brokers, consultants, employers, and policymakers.
State ICHRA bills on the left · Federal bills on the right
119th Congress · Applies to all 50 states
Lower Health Care Premiums Act
ICHRA Permanency Act
One Big Beautiful Bill
ICHRA provisions removed during Senate negotiations
CHOICE Arrangement Act
CHOICE Act
All 10 states with active ICHRA legislation
| State | Status | Bill | Tax Credit | Last Action |
|---|---|---|---|---|
| Indiana (IN) | Enacted | HB 1004 | $400/employee (Year 1), $200/employee (Year 2) | Signed into law by Governor Holcomb (effective Jan 1, 2024)May 4, 2023 |
| Ohio (OH) | Passed One Chamber | HB 133 | $400/employee | Passed House unanimously; referred to SenateJun 4, 2025 |
| Mississippi (MS) | Passed One Chamber | SB 2868 / HB 343 | Up to $400/employee | Both chambers passed with amendments; declined to concur, conference committee invitedMar 19, 2026 |
| Georgia (GA) | Introduced / In Committee | HB 1110 | $600/employee (Years 1-3), $400/employee (Year 4), $200/employee (Year 5) | Passed House Ways and Means Committee; advancing to House Rules CommitteeMar 2, 2026 |
| Texas (TX) | Introduced / In Committee | SB 1949 | Up to $400/employee | Referred to Senate Committee on Business & Commerce; 89th Legislature adjourned sine dieMar 10, 2025 |
| Arizona (AZ) | Introduced / In Committee | HB 2694 | — | Introduced and referred to House Commerce CommitteeJan 15, 2026 |
| Wisconsin (WI) | Introduced / In Committee | AB 915 / SB 896 | — | Both bills referred to respective committeesJan 20, 2026 |
| New Hampshire (NH) | Introduced / In Committee | SB 635 | — | Senate adopted amendment by voice vote; laid on table pending referral to Finance CommitteeMar 5, 2026 |
| Florida (FL) | Introduced / In Committee | HB 141 / SB 440 / SB 1460 | — | HB 141 died in subcommittee; Senate companions SB 440 and SB 1460 still in committeeMar 13, 2026 |
| Connecticut (CT) | Introduced / In Committee | HB 5041 | — | Joint Favorable report from Human Services CommitteeMar 19, 2026 |
HB 1004
First state to enact an HRA tax credit. Provides credits to small employers offering HRAs (including ICHRAs and QSEHRAs) to employees.
Credit: $400/employee (Year 1), $200/employee (Year 2)
Signed into law by Governor Holcomb (effective Jan 1, 2024)
Updated May 4, 2023
HB 133
Passed House unanimously. Provides state tax credit for small employers adopting ICHRAs.
Credit: $400/employee
Passed House unanimously; referred to Senate
Updated Jun 4, 2025
SB 2868 / HB 343
Companion bills passed both chambers with amendments. Senate declined to concur with House amendments; conference committee invited. Both bills advancing through conference.
Credit: Up to $400/employee
Both chambers passed with amendments; declined to concur, conference committee invited
Updated Mar 19, 2026
HB 1110
Bipartisan bill providing tiered tax credits to small employers offering ICHRAs. Passed House Ways and Means Committee; advancing to House Rules Committee.
Credit: $600/employee (Years 1-3), $400/employee (Year 4), $200/employee (Year 5)
Passed House Ways and Means Committee; advancing to House Rules Committee
Updated Mar 2, 2026
SB 1949
Proposed state tax refund for small employers adopting ICHRAs. The 89th Legislature adjourned sine die without advancing the bill.
Credit: Up to $400/employee
Referred to Senate Committee on Business & Commerce; 89th Legislature adjourned sine die
Updated Mar 10, 2025
HB 2694
Introduced bill to create tax credit incentive for small employers to offer ICHRAs.
Introduced and referred to House Commerce Committee
Updated Jan 15, 2026
AB 915 / SB 896
Companion bills introduced in both chambers to establish ICHRA tax credit program.
Both bills referred to respective committees
Updated Jan 20, 2026
SB 635
Senate bill to establish an HRA tax credit program. Senate Ways and Means Committee voted Ought to Pass with Amendment (3-2). Amendment adopted by voice vote; laid on table pending referral to Finance Committee.
Senate adopted amendment by voice vote; laid on table pending referral to Finance Committee
Updated Mar 5, 2026
HB 141 / SB 440 / SB 1460
Creates a state-facilitated platform for employees enrolled in ICHRAs to purchase individual health insurance plans. HB 141 died in Insurance & Banking Subcommittee (March 13). Companion Senate bills SB 440 and SB 1460 remain active in committee.
HB 141 died in subcommittee; Senate companions SB 440 and SB 1460 still in committee
Updated Mar 13, 2026
HB 5041
Governor's budget bill expanding health care coverage, including ICHRA-related provisions. Received Joint Favorable report from Human Services Committee.
Joint Favorable report from Human Services Committee
Updated Mar 19, 2026
Tracking ICHRA-related bills through the 119th Congress
Lower Health Care Premiums Act
Contains CHOICE Arrangement provisions to codify and expand ICHRAs. Passed the House 216-211 on December 17, 2025. Awaiting Senate action.
Key bill — contains CHOICE Arrangement language to codify ICHRAs into statute
Passed House 216-211; referred to Senate HELP Committee
Updated Dec 17, 2025
ICHRA Permanency Act
Standalone bill to permanently codify ICHRA regulations into federal law, ensuring they cannot be reversed by future executive action.
Introduced; referred to House Ways & Means and Education & Labor
Updated Dec 20, 2025
One Big Beautiful Bill
Omnibus reconciliation bill. Originally included CHOICE Arrangement provisions, but ICHRA/CHOICE language was stripped during Senate negotiations.
⚠️ ICHRA provisions were stripped. CHOICE codification must pass through other vehicles (H.R. 6703 or H.R. 6708).
Signed into law — but CHOICE provisions were removed in Senate
Updated Jul 4, 2025
CHOICE Arrangement Act
Amends the Internal Revenue Code to provide for employer-provided health reimbursement arrangements integrated with individual market coverage. House companion to Senate CHOICE Act (S. 2875).
Referred to House Committee on Ways and Means
Updated Sep 18, 2025
CHOICE Act
Senate bill to amend the Internal Revenue Code to provide for health reimbursement arrangements integrated with individual market coverage. Senate companion to H.R. 5463.
Read twice and referred to Committee on Finance
Updated Sep 18, 2025
Recent ICHRA legislative activity and news
HB 5041, a Governor's budget bill expanding health care coverage with ICHRA provisions, receives Joint Favorable report from the Human Services Committee.
Read more →Both SB 2868 and companion HB 343 passed their opposing chambers with amendments. Both chambers declined to concur, inviting a conference committee to resolve differences.
Read more →HB 343, the companion ICHRA tax credit bill, passes the Mississippi Senate with amendments and is returned to the House for concurrence.
Read more →HB 141, the Florida Health Choices Program bill, died in the Insurance & Banking Subcommittee. Senate companion bills SB 440 and SB 1460 remain active.
Read more →SB 635 receives Ought to Pass with Amendment recommendation from Senate Ways and Means Committee (3-2 vote). Amendment adopted by voice vote; pending referral to Finance Committee.
Read more →HB 1110, the Georgia Small Business Healthcare Affordability Act, advances from the House Ways and Means Committee. The bill now moves to the House Rules Committee.
Read more →SB 2868 passes the Mississippi Senate unanimously, providing tax credits up to $400 per employee for small businesses adopting ICHRAs.
Read more →HB 1110, the Georgia Small Business Healthcare Affordability Act, is referred to the House Ways and Means Committee for consideration.
Read more →AB 915 and SB 896 introduced in both Wisconsin chambers to establish an ICHRA tax credit program.
HB 2694 introduced in Arizona to create tax credit incentives for small employers offering ICHRAs.
Read more →H.R. 6708 is introduced as a standalone bill to permanently codify ICHRA into federal statute.
Read more →The Lower Health Care Premiums for All Americans Act passes 216-211, containing key CHOICE Arrangement language to codify ICHRAs.
Read more →H.R. 5463 (House) and S. 2875 (Senate) introduced to codify employer-provided health reimbursement arrangements integrated with individual market coverage.
Read more →ICHRA codification language removed from H.R. 1 during Senate negotiations. Advocates look to standalone bills as alternative path.
Read more →HB 133 passes the Ohio House with full bipartisan support, offering $400/employee credits for small businesses.
Read more →Key tools, data, and references for ICHRA research
Interactive map comparing small group ICHRA rates to traditional small group premiums across all 50 states.
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Industry association advancing HRA-based solutions. Research, education, and advocacy for ICHRA adoption.
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Original IRS/DOL/HHS final rule establishing ICHRAs, effective January 2020.
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Search current ICHRA-related bills in the 119th Congress directly on Congress.gov.
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Search state-level ICHRA bills across all 50 states using LegiScan's comprehensive database.
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